The corporate vision of ANJA is to be the premier provider of services and solutions to our clients in collaboration with our associate and affiliate companies to complete all type of complex and/or large engineering and construction projects. Our diversity of resources and talents around the World in engineering and technology lends us to compete worldwide with lower project costs while providing unmatched higher quality workmanship.

ANJA will continue to provide technical services and solutions that meet the needs of all classes of customers involved in Oil & Gas production, Power – generation, transmission, distribution and Infrastructure projects We value the integrity and dedication of our employees and suppliers, and are committed to promoting communication and encouraging the spirit of teamwork.

ANJA is committed to providing quality products and services to our customers. This means meeting established requirements and mutually agreed upon expectations of our customers. We will strive for continuously improved performance in all functional are as using involved employees that are skilled and properly trained.

 

Overview on Micro Finance
Micro Finance refers to host of financial services-savings, loans and other financial products that are available to the economically lower strata of the society. Micro finance also referred to as “banking for the poor.”
Numerous traditional and informal systems of credit have existed in developing economics for centuries. the latest developments have resulted in integration of traditional financial systems with modern banking. Earlier, microfinance was a means of proving very poor families with very small loans(micro credit) to help them in engage in productive activities.
Overtime, micro finance has come to include a boarder  range of services(credit, savings,insurance etc).
Developing economics have recognized micro finance as an enabling and  empowering tool for poverty alleviation and economical empowerment of the needy. Micro Finance has now become an essential ingredient in the development process of nation.
Micro finance is often defined as financial services for poor and low-income clients. In practice, the term is often used more narrowly to refer to loans and other  services from providers that identify themselves as “Micro finance institutions” These institutions commonly tend to use new methods developed over the last 30 years to deliver very small loans to nonsalaried borrowers,taking little or no collateral. These methods include group lending and liability, pre-loan savings requirements, gradually increasing loan sizes and an implicit guarantee of ready access to future loans if present loans are repaid fully and promptly.
More broadly, micro finance refers to a movement that envisions a world in which low-income households have permanent access to a  range of high quality financial services to finance their income-producing activities,build assets,stabilize consumption and protect against risks. These services are not limited to credit but include savings,insurance and money transfers.
So, Micro Finance of ANJA International Associate’s Ince. as provision of thrift,credit and other financial services and product of very small amount to the poor in rural,semi-urban and urban areas for enabling them to raise their income levels and improving living standards of the under privileged group of people.
The mission of Micro Finance of ANJA International Associate’s Inc. is to build the field of community development finance in Canada to help its member and associate institutions to  better serve low-income households, particularly women,in both rural and urban in Canada, in their quest for establishing stable livelihood and improving quality of life.
In fact, through implementation of Micro Finance Project under the banner of ANJA International Associate’s Inc. there shall be recognized as an important phenomenon in the process of development especially in context of Globalization.
As  the scale  of operations of Micro Finance activities under the guidance of ANJA International Associate’s Inc. will start growing and along with that, the desirability of undertaking the  micro finance activity on a profit basis will come into focus as there will be started, the larger institutions with start to feel the need for transformation in their legal structure. As a result, micro finance institutions in Canada can now be found in the form of non-bank finance companies as well.